Fuel the next service.
Working capital, equipment financing and hotel CapEx for the operators driving Broadway, Germantown, 12 South and the I-65 hotel corridor.
Nashville hospitality runs on event volume - Lower Broadway, the Music City Center, Predators season, CMA Fest, Tennessee Whiskey Trail weekends, and the steady corporate-travel pull from HCA, Vanderbilt and Amazon. Operators across Downtown, The Gulch, 12 South and the I-65 hotel corridor share a single financing challenge: how to size capital structure around revenue that is genuinely seasonal and event-driven rather than monthly-flat.
Acquisition financing - buying an existing restaurant or flagged hotel - is usually the easiest path to SBA 7(a) approval because trailing financials and equipment are already in place. SBA Preferred Lenders with active hospitality desks can close acquisitions in 45-60 days at competitive rates. Ground-up new builds and conversions are harder; lenders want a clear lease, capable operator, and proof-of-concept in operator history or sister-location performance.
Equipment financing handles kitchen, hood, FF&E and POS upgrades with the equipment as collateral. Working capital lines and short-term loans handle inventory, payroll and shoulder-season bridges. Merchant cash advances are a last-resort tool when other products are off the table. Foxglove Lenders is direct about which products fit which operator stage rather than promising every operator the same SBA-grade rate.
Every option starts with a soft credit pull. Pre-screen takes 60 seconds.
Fit-out, expansion & equipment
Open a second location, refresh the dining room or weather a slow season with capital structured for Nashville hospitality cash flow.
Acquisition & PIP renovation
Capital for flagged and independent properties along the I-65 corridor and Downtown Nashville: acquisitions, brand-mandated PIPs and refinances.
Same-day capital from card sales
Fast capital advanced against future card and platform settlements - repaid as a small percentage of daily revenue.
Bridge slow shoulder seasons
Cover payroll, refresh inventory or fund a marketing push without giving up equity.
