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Sector Brief . Healthcare & Insurance

Healthcare & InsuranceFinancing

Capital for Nashville's healthcare corridor.

Nashville is the nation's largest healthcare management hub - HCA headquarters, Vanderbilt Medical, CHS and a deep base of healthcare IT, revenue-cycle and insurance-adjacent firms. Foxglove finances these operators with SBA, equipment and practice-capital structures.

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Sector Memo

Healthcare & Insurance financing for Nashville businesses

Nashville's defense and aerospace ecosystem includes Arnold Air Force Base in Tullahoma, the Tennessee National Guard facilities across the metro, and a deep base of MRO, defense IT, cleared services and veteran-owned operators centered around the BNA corridor. Defense and aerospace financing here has its own toolkit because the receivables behave differently than commercial AR.

AR financing against federal and prime-contractor receivables works cleanly with lenders comfortable with FAR-billed invoices. Contract mobilization working capital covers the gap between contract award and first invoice clearing. SBA Express for veteran-owned businesses offers reduced fees and 36-hour SBA turnaround - meaningful for cleared operators bidding on time-sensitive task orders.

Foxglove Lenders pre-screens for veteran-friendly and defense-savvy lenders within the SBA Preferred bench and the broader AR-financing market. Translating clearance, contract vehicle and prime-relationship strength into underwriting language is most of the work on these files.

Programs . Healthcare & Insurance

The plays we route most for healthcare & insurance

Every option starts with a soft credit pull. Pre-screen takes 60 seconds.

  • 01

    SBA Express for Veterans

    Fast-track funding for veteran owners

    Expedited SBA Express loans for veteran-owned businesses with reduced fees and 36-hour SBA turnaround.

    • Up to $500K
    • Reduced SBA fees for veterans
    • 36-hour SBA turnaround
    Veteran-friendly
  • 02

    Healthcare AR Financing

    Borrow against insurance receivables

    A revolving line secured by insurance receivables and healthcare IT contracts. Lender comfort with payer-mix AR.

    • Up to 90% AR advance
    • Payer-mix friendly
    • Lines $250K-$20M
    Revolving
  • 03

    Practice Launch Capital

    Stand up the practice before collections clear

    Working capital to staff up, buy equipment and cover pre-opening costs before the first insurance payment hits.

    • $10K-$2M
    • Daily, weekly or monthly payments
    • No collateral options
    Funded in 24 hrs
  • 04

    SBA 7(a) for Healthcare IT

    Long-term capital for health-tech firms

    Use SBA 7(a) for acquisition, expansion or office real estate - popular among Nashville health-tech and RCM operators.

    • Up to $5M
    • 10-year working capital terms
    • Real estate up to 25 years
    From 8.25% APR
Ready to fund . Healthcare & Insurance

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